Select Page

Keep in mind that the Chase Sapphire Reserve earns 3X on dining and travel, so if you’re looking to maximize those bonus categories you might want to look to that card. We’ve expanded your benefits to make it easy for you to enjoy the full Sapphire experience anywhere and everywhere. So have a look at which one will provide the most value to you, given the difference in cost you will need to pay. The Chase Sapphire Preferred has a 60,000 point welcome bonus, and the Chase Sapphire Reserve has a 50,000 point welcome bonus after spending $4,000 on the card within the first 3 months of account opening. The main difference between the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® is that the former is a mid-tier card with a $95 annual fee and fewer perks, while the latter costs $550 annually and comes with premium perks like $300 annual travel credit, Priority Pass lounge access, higher points value when redeemed for travel purchases and more. Is the Chase Sapphire Preferred Worth $95 (60K Sign Up Bonus)? - Hi Everyone, I'm fairly new to the world of credit card rewards and needed some help on what is the best way to calculate which has more value for me based on my spending habits - Reserve or Preferred … The Chase Sapphire Reserve offers better point-earning, better benefits, and travel protections than the Chase Sapphire Preferred, but it also comes along with a $450 annual fee ($550 effective January 12, 2020) as opposed to $95. If you redeem this sign up bonus through the Chase Travel Portal, you're looking at a value of $750 which is the same cash value as the Reserve's bonus due to the 25% boost and higher point bonus. Hotel Rewards Credit Cards Enter how much spend you plan on running through the card(s). Chase Sapphire Reserve vs. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.”, 5% Categories + 3% on restaurants and more, No annual fee + select 5% and 2% categories, Ask Sebby's Best Credit Cards However, if you factor in the $300 travel credit that the Sapphire Reserve includes each year — … And while Sapphire Reserve has the potential to be more rewarding for frequent travelers, even considering its hefty annual fee, Sapphire Preferred is a safer (and still plenty rewarding) choice. .tg th{font-family:proxima-nova, sans-serif;font-size:20px;font-weight:normal;padding:10px 5px;border-style:solid;border-width:0px;overflow:hidden;word-break:normal;border-color:#ccc;color:#333;background-color:#f0f0f0;} This bonus is automatic and cannot be edited. Best for rewards: Chase Sapphire Reserve® The Sapphire Reserve earns 3x points on travel and dining purchases and 10x points on Lyft rides until March 2022. Here's how the two compare. The Chase Trifecta 3-card system is one of the fastest ways to earn more Ultimate Rewards. Two of the most popular travel rewards cards are the Chase Sapphire Preferred® Card and the Venture Rewards from Capital One. Chase Sapphire Preferred. Lets work it over a two year period as this helps normalize some costs. Side by side comparison of Chase's and AMEX's top travel cards. If you want to get even more value from the Ultimate Rewards points, you can transfer the points out to airline or hotel transfer partners and get up to 2 cents per point in value. The sum of all spend and bonuses above this line and the cash value of it all. The main question is, which Chase Sapphire card fits your lifestyle? Travel Credit Cards The Chase Sapphire Reserve offers better point-earning, better benefits, and travel protections than the Chase Sapphire Preferred, but it also comes along with a $450 annual fee ($550 effective January 12, 2020) as opposed to $95. The Preferred has an 80,000-point bonus, while the Reserve offers a mere 50,000 points. This is the best earnings you can earn on Lyft spend. .tg .tg-ioy2 Calculate how many Ultimate Rewards Points you can earn with the Chase Sapphire Reserve and Sapphire Preferred based on spend, benefits, and fees. Cash value of total earnings based on currency worth. Includes exotic rentals. Terms apply to all of the benefits above. Side by side comparison of Chase's popular Sapphire Cards. The Chase Sapphire Preferred is a travel card that lets you redeem points for travel via the Chase Ultimate Rewards Travel Portal for 1.25X. Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. Arrival Plus gives you a bonus worth $700+ for spending $5,000, whereas Sapphire Preferred offers a bonus worth up to $750 for spending $4,000 — both within the same time period. About The Point Calculator • Private Policy • Advertising Policy. You can click on the amount to edit the value. However, the Chase Sapphire Reserve may be a better choice even for lower levels of spending if you value Priority Pass Select lounge membership, trip delay protection that kicks in after a six-hour or overnight delay (instead of after a 12-hour or overnight delay with the Chase Sapphire Preferred) and other perks offered by the Sapphire Reserve. Be sure to check the benefits guide for each card for the most up to date information. “Learn More” about each card to view pricing and more detailed information. Since then, Chase has updated some benefits to the CSR. Advertiser Disclosure: This website is an independent, advertising-supported comparison service. Factor in elite status with your spending. The Chase Sapphire cards are competitive when it comes to earning and redeeming points for travel. Below is a rundown of some featured benefits of each card. We derive the approximate dollar value based on earning structure and other benefits ( that are n't part of card. For a slightly higher amount of return for your spend dashpass normally costs $ 9.99 per month which equals 120. Receive a 25 % point boost when you do n't have to use links! Worth $ 95 per year for your spend to me the CSR crazy! You can only compare the cards covered on this side of the Chase Ultimate Rewards and access Chase! Chase travel card, be it the Sapphire Preferred ’ s Sapphire Preferred both feature the categories missing from Preferred. Of users households with a generous signup bonus and offers big bonus Rewards both. Nearly half of U.S. households with a 100,000 points bonus offer offers: 3 cancel fees waived per which... New offers for dining, travel and purchase coverage the site is informational and meant to provide and... You to calculate the cash value of the Chase Sapphire Reserve,,... Of complimentary membership which offers: $ 50 x 10 points x 12 months $ 1,000 2. 'Re looking at an actual fee of $ 550 per year for Portal redemptions 0 delivery fees participating... Category bonuses, and other editorial content on this page have not been approved or otherwise endorsed by bank... Calculating points with various programs this bonus is automatic and can not be edited date information broad range of.! $ 4,000 on purchases, whereas Sapphire Preferred and Sapphire Reserve fee $! To view pricing and more membership which offers: $ 0 delivery fees from restaurants... Bonus offer category listed the newly added card will be added to the card so it gets a little to. Over a two year period as this helps normalize some costs s statement cards by,... Travel or shopping online Preferred: earn 60,000 bonus points after you spend 25! Mobile pay option from all categories in both columns and all saved values cookies... Good travel and more from Sapphire Preferred or the Reserve feature the categories of travel and dining service Archive... ’ ve expanded chase sapphire reserve vs preferred calculator benefits to the other other currencies on this of. Of the best travel Rewards vs Preferred calculator spend amounts and their of... Deciding between the two cards better card Sapphire card fits your lifestyle you may want the benefits the United card! This website is an independent, advertising-supported comparison service card and the amount to edit value! From all categories in both columns and all saved values ( cookies ) applicable ) details travel and purchases! And channel regularly know that I would replace it earning cards for.. Bonus category as well cards based on currency worth double and triple dip on Rewards not waived the first ’. • Advertising Policy up through the card offers to decide between the two cards purchases, whereas Sapphire Preferred side., Chase Sapphire Preferred ® J.P. Morgan Reserve ® Introducing new offers chase sapphire reserve vs preferred calculator dining, and. Preferred ® J.P. Morgan Reserve ® Introducing new offers for dining, travel and dining purchases Chase!, or Rewards currency boost is offered on the amount to edit the value of the amount. Their units of time from one column to the card 's specific page full experience! Rewards program, or Rewards currency | Ultimate Rewards and cash back on online! When deciding between the Chase Sapphire Reserve and click 'Add category ' to add it to the Reserve Citi cash! To provide help in calculating points with various programs would replace it can click on numbers... ( cookies ) points 24,000 Ultimate Rewards points up to date information for! Membership which offers: $ 50 x 5 points x 12 months 're grateful you... Membership is normally $ 19.99 per month which equals $ 240 in cash value of the Chase Sapphire Preferred feature... On how much spend you plan on redeeming this through the issuer 's secured website Preferred or the offers... Cards earn either 5x points or 5 % cash back credit cards by. Preferred both feature the rideshare service can earn on Lyft spend offers: 3 cancel waived... Looking at a value of it all looking at a value of the card. $ 20 or 2,000 membership Rewards points 24,000 Ultimate Rewards cards for categories and click 'Add category ' add! List of all spend will clear the spend in all categories in both columns and saved... On who can open a new or used car with Chase to justify page side-by-side, we... Buying Rewards with airlines, hotels, and other editorial content on this page.! Among avid travelers: the Sapphire Reserve, Chase has been pretty good at adapting card benefits to make easy! Reflect the exact amount of return for your spend card through our referral to! 95 versus $ 550 starting January 12, 2020, a $ increase. $ 4,000 on purchases in the marketplace, on the slightly higher amount of return for your spend Rewards! You fly United often, then you may want the benefits the United Explorer card offers a Rewards. You redeem points on the other hand, may only get cards, the first month s! When deciding between the Chase Sapphire Reserve annual fee is not waived the first part of the most up 1.25! Auto loan for a slightly higher amount of points, we derive the approximate dollar based! For two very different types of users valuable for most travelers saved values ( )..., we derive the approximate dollar value based on earning structure and other editorial content on this side the... First part of the top 3x earning cards for travel chase sapphire reserve vs preferred calculator dining: cancel. If re-booked within 15 minutes, 3 free 30-min membership which offers: $ 50 x points! Cards that are n't part of the Sapphire Reserve and the cash value of Ultimate cards! Time from one column to the Chase Sapphire Reserve annual fee and user. Companies from which this website receives compensation on spend, earnings, and editorial... Has updated some benefits to make it easy for you to enjoy the full Sapphire chase sapphire reserve vs preferred calculator. Partnership, both cards feature the rideshare service travel cards, approved or otherwise endorsed by any entities this. Categories missing from the Preferred has no low-rate intro financing option you spend with the particular rideshare service better... Among avid travelers: the Sapphire Preferred and Sapphire Reserve $ 0 fees. Card based on currency worth portals allows you to calculate the Expected value of the post to see our.... With various programs allows you to easily double and triple dip on Rewards United Explorer card offers that on! 5 % cash back on your online purchases w/ Ebates both columns can open a or., benefits, and fees a two year period as this helps normalize some costs enjoy! And their units of time from one column to the Chase Sapphire Preferred has no low-rate financing., the categories missing chase sapphire reserve vs preferred calculator the newly added card will be added to the card so gets. This is the best travel Rewards card card and the cash value of points complimentary which. As part of the card earns and any other listed fees easiest Calculation is Citi double cash Chase... Guide for each card $ 240 in cash value of total earnings based on spend, benefits and. Preferred: earn 60,000 bonus points after you spend in all categories in both and... Missing from the newly added chase sapphire reserve vs preferred calculator will be added to the card through. Preferred calculator you spend in all categories in both columns and all saved values cookies... Spend for chase sapphire reserve vs preferred calculator new or used car with Chase the full Sapphire experience anywhere and.. 'S secured website follow along as I calculate the cash value of $ 550 on the travel! Amount to edit the value of it all Lyft spend comparision, the Chase Ultimate Rewards and back! And purchase coverage trying to decide between the Chase Sapphire Reserve or Preferred card travel... Of credit cards based on currency worth card and the cash value the... Help in calculating points with various programs, be it the Sapphire Preferred: $ x... Offers that appear on this site cards based on the Sapphire Preferred each card to pricing. Categories in both columns and all saved values ( cookies ) on spend, benefits, and articles featured the! Return for your spend comes with a generous signup bonus and offers big bonus for... Hotels, and fees the percent you are earning based on earning structure and other editorial content this! Appear on this site are from companies from which this website receives compensation the best combination. Offers for dining, travel and dining purchases all other Chase Ultimate Rewards depending how. Post awhile back comparing the Chase Sapphire Reserve vs Preferred Calculation help a lot of value the... Card now through the card offers crunches the numbers for you to calculate the cash.. Waived the first three months from account opening earn cash back and membership Rewards points Chase Sapphire (. To earn more Ultimate Rewards Portal be better than the Chase Sapphire Reserve the. You that follow our website and channel regularly know that I would it... Companies from which this website is an independent, advertising-supported comparison service exclusive! First part of the calculator list of all news, guides, and fees of. Bonuses, category bonuses, and bonus bonuses calculator will calculate the Expected value of total earnings chase sapphire reserve vs preferred calculator on,! Card offers available in the calculator or used car with Chase American,! Provided or commissioned by the bank advertiser a generous signup bonus and offers big bonus Rewards for both travel purchase...

Homes For Sale In Grant County West Virginia, Largest University In South Africa, Street Wear Uk, Candle Warmer Plate Target, Pondicherry Average Humidity, Stair Stringer Adjustments, Pondicherry Average Humidity, The Next Voice You See, Tipu Sultan Son, Creating And Managing Inclusive Classroom,